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Protection Plan

Our Protection Plan has been designed to: 

  1. Provide an immediate tax-free payment to whoever you decide on your death.

  2. Maintain your family’s standard of living.

  3. Keep your children in their current school and fund their future needs.

  4. Pay for funeral expenses.

  5. Leave a legacy to the people who matter most.

Plan Description

The Protection Plan is a regular premium plan that provides for the payment of a fixed sum of money in the event of your death. The Protection Plan offers life insurance only and does not provide an investment return. You choose the amount of Life Insurance and the number of years you want the cover to last.

The Plan provides a fixed lump sum, which means that the amount of money that we pay is the same irrespective of when death occurs during the term of the Plan.

It's Aims

  • The plan aims to provide life insurance cover for the length of time that you choose, subject to your age and any options included in the plan.

  • The plan aims to pay a Death Benefit to you, your estate or a designated beneficiary upon the death of the Person Covered.

Your Commitment

  • To pay the required premium at the frequency you choose during the period of cover.

  • To give us all the information we ask for throughout the application process and if and when you have to make a claim.

Risk Factors

  • If you do not truthfully provide all the information we ask for, we will not pay the guaranteed Death Benefit.

  • If you stop paying the required premiums your cover will stop after 30 days from the date that the premium is due.

  • The Plan has no cash surrender value.

ROCS Company Limited is an enrolled Tied Insurance Intermediary under the Insurance Distribution Act, Cap 487 of the Laws of Malta for MAPFRE MSV Life p.l.c.. MAPFRE MSV Life p.l.c.(C-15722) is authorised under the Insurance Business Act, Cap 403 of the Laws of Malta. Both entities are regulated by the MFSA.

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