ROCS Company Limited is an enrolled Tied Insurance Intermediary under the Insurance Distribution Act, Cap 487 of the Laws of Malta for MAPFRE MSV Life p.l.c.. MAPFRE MSV Life p.l.c.(C-15722) is authorized under the Insurance Business Act, Cap 403 of the Laws of Malta. Both entities are regulated by the MFSA. ROCS Company Limited is only authorized to sell Insurance Based Investment Products (‘IBIPs’) and no investment services are being provided. This Product is manufactured by MAPFRE MSV Life p.l.c., which provides cover under this Policy, and is distributed by ROCS Group Ltd.